We offer both Medicare Supplements and Medicare Advantage Plans with the lowest rates in most Idaho counties so we can impartially help you shop your Medicare coverage and give you the best guidance.  Medicare can be difficult to navigate; call 208-523-3924 and speak with Ryan to get all your questions answered

Medicare Advantage Plans

Blue Cross of Idaho
Humana
Regence BlueShield of Idaho

Medicare Advantage Annual Enrollment begins October 15 and ends December 7 of each year.  During that time you can enroll, disenroll, or change Medicare Advantage Plans in Idaho for a January 1 effective date.  Medicare Advantage Special Election Periods also occur throughout the year and can be initiated by such things as a move outside your current plan's service area.  If you are new to Medicare Part A and Part B, you are eligible under the Initial Enrollment Period.  If you are eligible at age 65, your initial enrollment period begins three months before your 65th birthday, includes the month you turn age 65 and ends three months after that birthday.  If you are eligible for Medicare based on disability or permanent kidney failure, your initial enrollment period depends on the date your disability or treatment began.  No matter what election period you qualify for, we can help you enroll in just a few minutes.

2012 Blue Cross of Idaho Medicare Advantage Plans
Secure Blue PPO  - $60 per month (including prescriptions) - PPO Plan
                                   - $40 per month without prescriptions - PPO Plan

True Blue HMO    - $135 per month (Rx Option I) - HMO Plan
                                    - $116 per month (Rx Option II) - HMO Plan
                                    - $25 per month without prescriptions - HMO Plan



Blue Cross Application / Enrollment Form

Blue Cross Secure Blue Summary of Benefits
Blue Cross Secure Blue Evidence of Coverage
Blue Cross Secure Blue Plan Ratings

Blue Cross True Blue Summary of Benefits
Blue Cross True Blue Evidence of Coverage
Blue Cross True Blue Plan Ratings

2012 Humana Medicare Advantage Plans
HumanaChoice PPO H6609-011 - $44 per month (including prescriptions) - PPO Plan
                                                           - $0 per month without prescriptions - PPO Plan

HumanaChoice PPO with Drugs H6609-011 Summary of Benefits
HumanaChoice PPO with Drugs H6609-011 Evidence of Coverage

HumanaChoice PPO without Drugs H6609-012 Summary of Benefits
HumanaChoice PPO without Drugs H6609-012 Evidence of Coverage

2012 Regence BlueShield of Idaho Medicare Advantage Plans
Regence Medadvantage + Rx Enhanced (PPO) - $173 per month (including prescriptions)
Regence Medadvantage + Rx Classic (PPO) - $99 per month (including prescriptions)
Regence Medadvantage Basic (PPO) - $54 per month without prescriptions

Regence Application / Enrollment Form
Regence Medadvantage Highlight Summary
Regence Medadvantage Summary of Benefits - All Plans

Medicare Supplement Plans

We can shop many Medicare Supplement insurance companies and policies for you, which allows us to get you the best rate for a supplement.  However, supplements do not include prescription drug coverage so be sure to check with us about a stand alone prescription drug plan (PDP).  If you don't like the idea of separate medical and drug coverage, consider one of the Medicare Advantage Plans above from Blue Cross of Idaho, Humana, and Regence BlueShield of Idaho

Idaho Dental & Vision Insurance for Seniors
Some of the more expensive Medicare Advantage Plans offer some dental and vision coverage, but the dental coverage is very limited and often only covers preventive dental care such as cleanings and exams.  Until recently, seniors did not have very many good options for dental coverage.  However, Regence Life & Health as well as Blue Cross of Idaho now offer great dental insurance for seniors as well as the rest of Idaho's population.  Visit our Dental Insurance link for more info.